Wake up to 6 times your income that is monthly fixed repayments over 12 to 60 months
Effortlessly see outstanding re re payments via online banking
Instant disbursement and approval once you use via MyInfo
Singaporean or Singapore PR above 21 years old having a yearly earnings of at least S$20,000
Foreigner above 21 years of age having a yearly earnings of at least S$45,000
Get right up to 6 times* your monthly earnings, with fixed repayments over 12 to 60 months.
*if your income that is annual is120,000 and above
Borrow as much as 6 times your month-to-month earnings
Get a lump sum payment all the way to 6 times your monthly earnings in money.
Convenient payment options
Make repayments effortlessly making use of on the web or Cellphone Banking via funds transfer, through cheque deposit, or with money deposit device.
For yearly earnings
Approved loan amount
S$200 or 2% for the approved loan amount, whichever is greater
- Interest rate
(month-to-month rest price)В№ - Interest rate
(flat rate)В№ - Effective
Interest speed (EIR)ВІ - Month-to-month instalmentВі
| Repayment duration | Interest rate (month-to-month remainder price)В№ |
Interest rate (flat rate)В№ |
Effective Interest Rate (EIR)ВІ |
Monthly instalmentВі |
|---|---|---|---|---|
| 12 months | 10.08% per year | 5.54% per year | 13.92% per annum | S$880 |
| a couple of years | 5.42% per year | 12.11% per annum | S$462 | |
| three years | 5.43% per year | 11.47% per annum | S$323 | |
| 48 months | 5.48% per year | 11.15% per annum | S$254 | |
| 60 months | 5.54% per year | 10.96% per year | S$213 |
В№ Interest on loan quantity is determined predicated on a monthly remainder technique. Comparable flat rate of interest is determined according to a front-end add-on calculation technique and it is for guide purposes just.
ВІ Effective Interest price is comprehensive of a processing fee that is one-time.
Ві Instalment quantities are determined centered on a hard and fast month-to-month instalment repayment option and are usually simplified for example purposes.
Approved loan amount
- Interest rate
(month-to-month rest price)В№ - Interest rate
(flat rate)В№ - Effective
Interest speed (EIR)ВІ - Month-to-month instalmentВі
| Repayment duration | Interest rate (month-to-month remainder price)В№ |
Interest rate (flat rate)В№ |
Effective Interest Rate (EIR)ВІ |
Monthly instalmentВі |
|---|---|---|---|---|
| 12 months | 22% per year | 12.31% per year | 26.39% per annum | S$422 |
| two years | 12.25% per year | 24.37% per annum | S$234 | |
| three years | 12.50% per year | 23.67% per annum | S$172 | |
| 48 months | 12.81% per year | 23.31% per annum | S$142 | |
| 60 months | 13.14% per year | 23.10% per year | S$124 |
В№ Interest on loan amount is determined centered on a rest method that is monthly. Comparable flat rate of interest is determined predicated on a front-end add-on calculation technique and it is for guide purposes just.
ВІ Effective Interest price is comprehensive of a processing fee that is one-time.
Ві Instalment quantities are determined centered on a fixed month-to-month instalment repayment choice and tend to be simplified for example purposes.
Learn your month-to-month payment
Determine your month-to-month payment
This is how much you will need to spend
Your payment per month
Interest per year
Effective Interest Rate (EIR) per year
Eligibility demands
S$20,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
NRIC for Singaporeans and Singapore PRs
Passport and a legitimate pass (age.g. Employment Pass or Work student or permit Pass) for foreigners
Add any one of several documents that are following programs your domestic address
- Latest computerised/electronic payslip (salaried workers)
- Half-yearly statement that is CPF12 months for self-employed and commission-based earners)
- Latest tax declaration (a couple of years for self-employed and commission-based earners)
Early partial/full payment charge
3% of add up to be paid back
(S$1,000 repayment that is minimum
1 interest in lieu will be charged if redemption is done immediately month
3% of outstanding loan amount
Conditions and terms
Significant notices
Observe that due to rounding, the instalment that is final are going to be somewhat distinctive from one other instalments.
Credit Bureau Singapore
Please keep in mind that more hours may be required the job as Credit Bureau Singapore is supposed to be data that are synchronising 12am to 8am daily.
MyInfo
MyInfo would be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday as a result of maintenance that is scheduled.
System Maintenance
Please remember that your product or service might never be availed for you immediately during system upkeep hours between 9.30pm to 6am.
On The Web Application
- You will end up needed to submit information via CPF login, therefore please make certain you get SingPass password and username prepared.
- Please make certain you have printer to you while you will need certainly to printing and deliver the finished kinds to us.